Affordable Care Act Marketplace open enrollment begins

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In most states, open enrollment for 2019 Affordable Care Act (ACA) coverage runs through December 15.

"At the end of the day, this is not so much about liking the Affordable Care Act or not liking it", she said. Many consumers aren't aware of this: about half of respondents mistakenly believed there will be a tax penalty for not having health insurance in 2019, according to a survey of more than 1,500 consumers by eHealth.

"That is why I am introducing the ENROLL Act to safeguard the vital service health care Navigators provide to our neighbors before, during and after open enrollment".

If you don't qualify for tax credits on the ACA market, you can still sign up for a plan with the ACA, or you can look at available off-market plans.

You can contact the Florida Covering Kids & Families' Navigator program's office by visiting the USF Health Insurance Marketplace Navigator Program.

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Get Covered New Jersey is the first coordinated health coverage public awareness campaign conducted by the State of New Jersey since the implementation of the Affordable Care Act (ACA).

That said, it's a good idea to have coverage if you can afford it. People who go uncovered risk catastrophic bills if they get a serious diagnosis or have a major accident. Pima County has three insurers offering coverage at premiums about 6 percent lower than 2018.

In May, the governor signed two laws created to shore up the insurance market, which experts said contributed to a 9.3 percent premium decline in individual-market policies for next year and could lead to another 15 percent cut in costs for 2020 plans. "It helps keep costs low and keep people healthy and we know it really makes a difference in the long term".

The state will formally mark the Health Insurance Marketplace's sixth enrollment period with a press event at 1 p.m. November 5 at Westside Family Healthcare's Northeast Wilmington Health Center, 908-B E. 16th St. Westside is the only organization in DE to receive federal funding for navigators to help people enroll for coverage either in person or over the phone. Enrollment Counselors and insurance agents are available throughout the state to help with signing up for health insurance. The website's Get Covered Connector allows consumers to search for options by ZIP code to find local, free application help in English or Spanish.

Two insurers - Delta Dental of Delaware, Inc. and Dominion Dental Services, Inc. - will offer a collective 11 stand-alone dental plans on the Marketplace. "If you have questions, a licensed health insurance agent can help you explore your choices and also help you determine if you're eligible to receive financial assistance paying your premium".

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Nationally, average premiums are going up only by low single-digit percentages for 2019. Traditionally, these plans have been used as a bridge between more comprehensive coverage - for example, if you had a gap in coverage of a couple months in between jobs. Short-term health plans offer consumers the flexibility to choose health plans with the benefits that matter most to them and combine these benefits with broad provider networks.

The overall current average monthly premium in DE is $750, with the average premium reduced to $223 per month after tax credit.

Financial help is available for individuals with annual incomes up to $48,560; for a family of four the income limit is $100,400. It takes effect January 1, 2019.

About two-thirds of Delaware's current enrollees signed up during the final two weeks in 2017, Dec 3-9 and Dec. Dec. 10-15. The Marketplace can assist consumers that do not have health insurance through an employer, Medicare, Medicaid, the Children's Health Insurance Program (CHIP), or another source that provides qualifying health coverage. For 2018, the maximum penalty will not exceed $2,085 per household.

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